Personal loans

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£1,000 - £15,000

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Homeowner loans

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£5,000 - £125,000

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Secured loans : Rates start from 9.23% APR. We also offer a range of products with rates up to 33.5% APR, which allows us to help people with a range of credit profiles. 15.4% APR typical variable.

Unsecured loans : 24.9% APR Representative

Try our loan calculator

One of the most important things to know when taking out a loan is how much your monthly payments are going to cost.

Fill in the loan calculator above and one of our professional loan consultants will get back to you to tell you what interest rates are available and how much it will cost each month.

How we work out your payments

Once we know how much you want to borrow and for how long, we can take a look at the range of deals available to you and tell you how much each one would cost. This way, you can be sure you're getting the very best deal for your circumstances.

Your monthly payments will depend on a number of things: how much you borrow, the interest rate, how long you take to pay it back and any additional fees involved in arranging the loan.

Does the calculator work for any type of loan?

Yes - it's not just a secured loan calculator. The way unsecured loan repayments are calculated is exactly the same, so you can still use the calculator to find out what your payments would be.

15.4% APR typical variable. 2 out of 3 customers will receive this rate or lower. Ocean Finance arranges secured loans from a panel of lenders. Ocean will receive a commission from the lender upon completion. A fee of 12.5% of the net loan amount, capped at £2975, is payable upon completion. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Unsecured loans 24.9% APR Representative. Ocean Finance offers personal loans from a single provider, Moneyway. We do not charge a fee for arranging your loan but if your application completes we will receive a commission from the lender