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customers...

You're in the very best hands with Ocean. Get in touch and see how we can help you too.

Don't just take our word for it

"I was having trouble getting credit. Ocean Finance were literally the best, they really transformed my credit score, and I couldn't be happier I'd highly recommend you give them a try."

More testimonials

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Independent customer feedback

All Feefo reviews are gathered anonymously from genuine customers. Take a look at these comments from people we've helped.

98

of our customers are pleased with our service

Read more...

2 Hour(s) ago

Very good service and efficient

4 Hour(s) ago

They explained everything really well and took time to make sure i understood everything. They kept to their word with regard to when they would send me documents and were polite and courteous. They got everything in place for me really quickly. I would recommend them to friends and family without hesitation

5 Hour(s) ago

excellent service

Happy to help

Call us if you have any queries, no matter how small, and we'll be ready to lend an ear.

Call free on

0800 916 9186

Mobiles may be cheaper on

0330 440 7118

Common Questions

More about us

We've been helping people with their finances since 1991 - helping more than 250,000 people along the way. With our experience and expertise, you can be sure you're in the right hands.

We make finding the right deal simple

Why search around for the best deals when we can do it for you? We compare loan deals from a wide range of lenders to help you find a deal that suits you.

And it's not just loans we offer...

We can also help you find mortgage deals and credit cards.

Take a look at our range of loans

No matter what you need your loan for, we can help. We've helped people find loans for home improvements, debt consolidation, new cars and much more.

Personal loans

Loans from £1,000 to £15,000. Choose a repayment period from 1 to 5 years. Ideal if you're not a homeowner or don't want to use your home as part of the deal.

View personal loans
Homeowner loans
Debt consolidation loans

A loan to reduce your monthly payments. Makes managing your debts simpler by rolling them into a single affordable monthly payment.

View debt consolidation loans
Need help finding a loan

All you need to do is get in touch on 0800 916 9186 and we can tell you what's available. In the meantime, here are just some of the things our loans can cover.

Any-purpose loans

Ocean Finance homeowner loans can be used for any purpose.

Popular uses include:

  • Home Improvements
  • Special Occasions
  • New Car
  • Debt Consolidation
  • Tuition Fees
View Any-purpose loans
Home improvement loans

Improve, don't move! If you need to extend or improve your home, we offer a selection of home improvement loans from our panel of lenders to suit your individual needs and requirements.

  • New windows
  • Conservatory
  • Extension / garage or loft conversion
  • Home makeover
  • New kitchen or bathroom
View home improvement loans
Bad credit loans

Ocean have homeowner loan plans available for people with or without credit problems. Our lenders don't just lend to people with a perfect credit history. If you have been unfortunate enough to have defaults, CCJs or even missed mortgage payments on your credit history, we may still be able to help.

  • Mortgage arrears
  • CCJs
  • Missed payments
View bad credit loans

15.9% APR typical variable.

Mortgages & remortgages

Through our qualified mortgage advisers, we offer a wide range of mortgage deals from High Street lenders through to specialist lenders. We also offer help and advice on the right kind of mortgage for your needs.

Cheap remortgages

Get access to some of the leading mortgage lenders including High Street banks. Having a range of different remortgage plans available allows our mortgage partner to find the best remortgage from their panel of lenders.

All quotes are free, and you will be under no pressure to accept any of the deals we find for you.

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Consolidation remortgages

A debt consolidation remortgage could help simplify your finances. Consolidating all your debts (loans, credit cards, store cards & almost any other type of debts) into one affordable monthly remortgage payment could help reduce your outgoings and possibly reduce your stress levels!

Consolidate existing credit:

  • Credit cards, store cards
  • Personal loans
  • Hire purchase
View consolidation remortgages
Refurbish remortgages

Want to give your home a makeover? Remortgaging could help you raise the cash you need. Refurbish your kitchen, convert the loft, fit that en suite bathroom or even go for a complete makeover - the choice is yours.

  • New conservatory
  • Extension / garage or loft conversion
  • New kitchen or bathroom
View refurbish remortgages
Bad credit remortgages

We could help you find a deal even if you have:

  • Been in mortgage arrears in the past
  • Had one or more CCJs in the past
  • Existing Debts
View remortgages