Personal loans

Start from

£2,000 - £5,000

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Homeowner loans

Start from

£10,000 - £150,000

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Secured loans : Rates start from 7.3% APR. We also offer a range of products with rates up to 26% APR, which allows us to help people with a range of credit profiles. 15.3% APR typical variable.

Unsecured loans : 49.9% APR Representative

Get help from a leading loan company

Get a loan from a leading UK finance broker. Ocean Finance is one of the largest secured loans companies in the UK, and our friendly and experienced staff can process your application fast and efficiently. When we receive your loan application, it will be dealt with by one of our experienced loan consultants who can help you through the loan process and find a loan to suit your unique circumstances.

And if you're looking for loan companies for bad credit, we can help there too. We've helped many people with poor credit ratings find the right loan deal. Get in touch and see how we could help you!

How we can help you

With our any-purpose UK homeowner secured loan, you could pay off all your existing credit cards, overdrafts and unsecured loans and replace them with just one manageable repayment. Please bear in mind that consolidating debts with a homeowner loan could increase the amount of interest you pay overall. Ocean Finance is one of the largest secured loan brokers in the UK. We may therefore be able to find a cheaper secured loan deal than some of our competitors because of the number of lending plans we have available to us.

Ocean Finance will compare plans from leading secured loan companies to find the best loan plan for you. With access to plans for most credit profiles we could help find a competitive secured loan for some one with a good credit profile, as well as having specialise loan plans for people who may have an adverse credit profile. We may even be able to help you if you have been refused finance in the past.

You may borrow over any term from 5 to 25 years and borrow any amount from £10,000 to £150,000 for any purpose. All quotations are free and you are under no obligation to proceed with any loan offers you receive from Ocean Finance.

Mortgage deals

We can also help you find a mortgage. Tell us how much you need to borrow and we'll find the best deals from our panel of lenders.

Need a mortgage company for bad credit? Look no further. We have access to a wide range of mortgage deals, and we could help you even if you've missed payments in the past.

15.3% APR typical variable. 2 out of 3 customers will receive this rate or lower. Ocean Finance arranges secured loans from a panel of lenders. Ocean will receive a commission from the lender upon completion. A fee of 12.5% of the net loan amount, capped at £2975, is payable upon completion. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Unsecured loans 49.9% APR Representative. Ocean is part of Intelligent Lending Limited. We are a broker for the Ocean personal loan. R Raphael & Sons Plc are the lender. We will not charge you for arranging your personal loan but, if your application completes, the lender will pay us for our services.

Based on reviews - 99% of customers who left an Ocean Finance review recommend us with an average rating of 4.9 out of 5 from 469 reviews left by Ocean Finance customers (as of Nov, 2015)