Looking for a debt consolidation loan?

A debt consolidation loan could help you repay your debts at a reduced rate, over a longer period. This should give you a bit of breathing space in your budget every month.

Want all of your debts in one place?

You could use a debt consolidation loan to pay off the debts you already have, meaning you only have to make one, affordable payment each month, rather than lots of smaller ones.

However, as you’ll be repaying over a longer period of time, it may mean you end up paying more interest overall.

You can consolidate your debts using either a personal loan or a homeowner loan. With a personal loan, you can borrow £2,000 to £5,000 over 2 to 4 years. If you own your own home, you could apply for a homeowner loan and borrow £10,000 to £250,000 over 3 to 30 years.

We’ll do everything we can to find you a great deal on a loan – one that’s affordable for you and right for your circumstances.

Unsecured loans : 44.9% APR Representative. Ocean is part of Intelligent Lending Limited. We are a broker for the Ocean personal loan. R Raphael & Sons Plc are the lender. We will not charge you for arranging your personal loan but, if your application completes, the lender will pay us for our services.

We arrange secured loans from a panel of lenders. We will receive a commission from the lender upon completion. A fee of 12.5% of the net loan amount, capped at £2975, is payable upon completion. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.