I’ve got an overdraft, so do I need a credit card?
If you are using your overdraft, do you need a credit card too? What are the pros and cons of each?
LendingNews and tips on credit cards, loans, mortgages and other money matters
Switch layoutIf you are using your overdraft, do you need a credit card too? What are the pros and cons of each?
LendingLatest
Buying on your credit card can protect you under Section 75. But what exactly is it and how do you get a credit card refund?
LendingIf you find credit with an attractive APR, you might be pretty annoyed when you apply and it’s higher. In this blog, Ocean explains why lenders can offer different customers different rates.
LendingIt’s very important that you make at least your minimum repayment each month. Not doing so could harm your credit history.
LendingApplying for a mortgage is a big step, so it’s smart to think about whether or not your credit card might affect your chances of being accepted.
Money Management