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A simple guide for homeowners
Whether you’ve just moved into a new property or you’ve been settled in for a while, you’ll know how important it is that you feel comfortable and happy in your own home. In this guide, we hope to help you out with tips on looking after your home, carrying out home improvements and how to go about financing any changes you may decide to make.
Looking after your home
How much is my home worth?
If you’re thinking of selling your home and moving on, or you’re just intrigued to find out how much your home is worth on the current market, this blog should be able to help. Here we address some common questions you might have and help to explain Loan to Value.
How your garden has the potential to affect your home’s value
Although you may not realise, a garden often gives any potential buyers their first impression of a property, so it pays to keep it looked after. Even if you don’t plan on moving out anytime soon, there are some features that are viewed as more desirable than others, which we discuss in this blog.
As house prices rise, should you remortgage?
House prices rising could be good news if you’re looking to remortgage, but usually this only applies to you if your property’s value has increased too.
Home security checklist for 2015
Making sure your home is secure and protected from potential intruders is a given, but there are plenty of different routes you can take to keep your belongings safe. From fitting a security light to marking your belongings with a UV pen, explore our checklist for 2015.
Japanese knotweed: how it can affect your property and your mortgage
Have you heard of Japanese knotweed before? If you have, you’ll know it means bad news for your property. This plant can cause structural damage and seriously affect your home’s value.
Upgrading your home
Which home improvements give you the best return on investment?
This piece of research highlights some of the top home improvements for giving you the best investment return. Garden improvements and an extension are likely to give you a good return, but you might be surprised at the number one spot…
How to add an extra room in your garden
If your garden goes unused, you could consider adding an extra room in it to give it a new lease of life. Whether you fancy an outdoor kitchen or even an office, you might find this article useful.
Don’t waste your space! 2 DIY ideas to spruce up your backyard
Not everyone has a garden to make the most of, but that’s not to say you can’t turn a backyard into a nice space to unwind in. This blog provides some simple but effective tips on bringing out the best in your backyard space.
Kerb appeal: how to improve the front of your home
If the front of your home is looking a bit worse for wear, a spot of cleaning and some homely touches might mean the difference between someone coming to view your house or not.
Does improving your kitchen add value to your home?
Renovating a kitchen is a popular way to add value to your home, and according to our research many of us find ourselves updating our kitchens when we have the chance. Here we discuss whether this is the best way to add value to your home and things you can do to improve your kitchen space without breaking the bank.
Move or improve: will you be extending your home this year?
Recent research carried out for us revealed the extent at which British homeowners are planning on carrying out home improvements in the next year or so, but is this a better option than moving out?
Financing home improvements
5 questions on… secured loans
Secured loans can be a good way to help fund home improvements, but only if you’re confident you can make the repayments. Not doing so could risk you losing your home. In this blog we answer some of the questions you might have about secured loans, including Can I settle my secured loan early? and How long can I have to pay back the secured loan?
What happens to your credit rating when you apply for a loan?
Before applying for a loan, it’s good to be aware of your credit rating. To be accepted for a loan, you’ll have to pass a credit check first – during which your lender will be able to see some of your details, including your repayment history and any defaults.
8 things you should know before applying for a loan
Taking out a loan is a big commitment, so you need to make sure you know what to expect. Here we give an insight into a number of things you should know before you jump the gun, such as shopping around and being certain you can afford the repayments.
The Ocean credit card
For smaller home improvements, a credit card might be a good way to help spread the cost. You can find out more about Ocean’s credit card in this blog post.