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Ocean Mortgages is a trading style of Ocean Finance and Mortgages Limited who are a licensed credit broker. Consumer Credit License Number 550081.

Mortgage Checklist...

What to do next?

• Fully complete the 'Enquiry Form', putting N/A in any boxes that are not relevant to you. Ensure all persons who are to be party to the mortgage are included on the form.
• Read the 'Standard Checklist' to avoid any delays in obtaining your mortgage.

The whole process takes approximately 4 weeks from receipt of your enquiry form to completion. This is dependant upon a number of factors, including how quickly you supply us with any documentation required. If you need to speak to your Ocean Mortgage Adviser during the process they can be reached on 0870 608 5000. For contact times, please consult the 'Contact Details.'

Please bear in mind that as we provide mortgage advice we will need to establish which product is most suitable for your needs and individual circumstances. We will do this by completing a 'FACT FIND' with you over the telephone. This will take between 30 and 45 minutes. We will call you AFTER receiving your enquiry form, to carry this out at a convenient time for you. You will not be expected to pay for this call.

A Simple Four Stage Process >>

1. NO OBLIGATION ADVICE   Submit enquiry form on-line. Your Personal Mortgage adviser will then discuss your requirements with you and recommend to you a mortgage from our panel of lenders.

2. MORTGAGE DETAILS SENT   Details of your mortgage are sent out to you usually within 48 hours, with pre-completed forms for you to read, sign and return to us by post.

3. APPLICATION PROCESS.   Ocean will process the application for you, dealing with any third parties on your behalf including surveyors. Our solicitors will send out a new mortgage deed to you, which you sign and return to enable completion.

4. COMPLETION   Upon completion, your previous mortgage company is paid off, you receive any extra monies due and your new mortgage begins with your new lender.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counseling, credit reference agency and canvassing off trade premises.