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Mortgage Advice

What to do next?

  • Fully complete the 'Enquiry Form', putting N/A in any boxes that are not relevant to you. Ensure all persons who are to be party to the mortgage are included on the form.
  • Read the 'Standard Checklist' to avoid any delays in obtaining your mortgage.

How long will it take for my mortgage to complete?

The whole process takes approximately 4 weeks from receipt of your enquiry form to completion. This is dependant upon a number of factors, including how quickly you supply us with any documentation required. If you need to speak to your Ocean Mortgage Adviser during the process they can be reached on 0870 608 5000. For contact times, please consult the 'Contact Details.'


Please bear in mind that as we provide mortgage advice we will need to establish which product is most suitable for your needs and individual circumstances. We will do this by completing a 'FACT FIND' with you over the telephone. This will take between 30 and 45 minutes. We will call you AFTER receiving your enquiry form, to carry this out at a convenient time for you. You will not be expected to pay for this call.

THE OVERALL COST FOR COMPARISON IS 6.5% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Only upon completion our average fee is 1.9% of the advance.
We will pay any standard legal and valuation costs.

“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®”,“Ocean Finance TV®”, Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974

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OFML-7385-31-27-01-2010