Debt Consolidation Remortgage

- Remortgages > Debt Consolidation Remortgage

Got lots of outstanding debts? Consider consolidating your debts with an Ocean Finance remortgage, and you could reduce your monthly outgoings!

With an Ocean Mortgages debt consolidation remortgage, you could consolidate all of your loans and outstanding credit into one monthly repayment, and still have cash left over for other purposes.

It may make sense to consolidate all your debts with a remortgage, helping you to take charge of your finances, and easing your cash flow. Not only could it reduce your monthly outgoing and make your finance easier to manage with one payment per month, you could also find a reduced APR compared to expensive loans, credit cards and store cards..

Consolidate your debts with a Debt Consolidation Remortgage.

Clear and consolidate all your existing personal loans.
Credit Card debt consolidation
Consolidate your secured loans into a debt consolidation remortgage
Clear our debts and raise money for almost any purpose
Clear mortgage arrears or secured loan arrears
Pay those bad debts or catch up with late payments on your mortgage.

Ocean Mortgages could help even if you suffer from an adverse credit rating, CCJ's, or mortgage arrears. We have helped over 250,000 home owners arrange finance and we could help you!

All of our Mortgage advisers hold the 'Certificate in Mortgage Advice & Practice (CeMAP) qualification, so you can be sure you are dealing with a company who will provide you with a first class service
We will arrange for all of the processing & legal work to be completed on your behalf thus ensuring your remortgage is arranged with the minimum of fuss

Enquire online for free quote and no obligation mortgage advice

	1. NO OBLIGATION ADVICE
	Submit enquiry form on-line. Your Personal Mortgage adviser will then discuss your requirements with you and recommend to you a mortgage from our panel of lenders.

	2. MORTGAGE DETAILS SENT
	Details of your mortgage are sent out to you usually within 48 hours, with pre-completed forms for you to read, sign and return to us by post.

	3. APPLICATION PROCESS.
	Ocean will process the application for you, dealing with any third parties on your behalf including surveyors. Our solicitors will send out a new mortgage deed to you, which you sign and return to enable completion.

	4. COMPLETION
	Upon completion, your previous mortgage company is paid off, you receive any extra monies due and your new mortgage begins with your new lender.

Mortgage Broker Bad Credit - Need a Bad Credit Mortgage? Get Expert Professional Advice - If you have a bad credit history or problem with paying existing loans it may not be sensible to take on more debt, but if you need a mortgage and have a blemish on your credit record, or if you need to re-mortgage to pay off bad debts, there are plenty of lenders who offer bad credit mortgages.

When you have had bad credit problems, most lenders will be cautious about issuing mortgages to you, so it is important to show the lender that you are financially stable at the moment - and will stay that way. If you cannot afford a large deposit on your mortgage, it is still possible to get a bad credit mortgage but having some cash reserves will make you less of a risk to the lender, and they are more likely to offer you a better rate.

Having to Pay More For Bad Credit Mortgages
It is an unfortunate fact that with bad credit mortgages you are going to have to pay more for your mortgage than someone with excellent credit. However, there are higher rates and higher rates, and it is well worth talking to a specialist mortgage adviser such as Ocean Mortgages who have access to a panel of mortgage lenders including building societies, banks and specialist bad credit mortgage providers.

At Ocean Mortgages we have a team of specialist advisers who focus on helping clients with bad credit to get a mortgage for a new home or to re-mortgage an existing property and release equity to pay off outstanding debts. Each adviser is equipped with the latest technology enabling them to find the best deal to suit your needs from our panel of lenders which include providers who are not available to the general public

Secured Loan | Consolidation Loans | Poor Credit Loans | Remortgaging

THE OVERALL COST FOR COMPARISON IS 6.5% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Only upon completion our average fee is 1.9% of the advance.
We will pay any standard legal and valuation costs.

“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®”,“Ocean Finance TV®”, Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974