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About Remortgaging

Remortgaging is the process of changing one mortgage plan for another, this can be with your existing lender or moving to a different lender.

People remortgage for many reasons but the most common is that the introductory rate on their current mortgage is coming to an end. When you take out a new mortgage many mortgage lenders offer a "discount" rate at the begriming of a mortgage to attract new customers, when this "discount" rate comes to an end it has now become common place to switch mortgages. Ocean Mortgages have access to many of the leading mortgage lenders and we will search to find a low rate remortgage that could help save you money.

Another reason for remortgaging is to raise extra money, remortgaging can be a cheaper for of lending than some of the alternatives, so if you are looking to raise money for home improvements, new car or even to consolidate other existing debts remortgaging may help.

Remortgaging can also be used to help to restructure your finances by extending or reducing your mortgage term you can reduce your monthly repayments, although this may increase you paying more interest over the term of the mortgage

 

Remortgaging with Ocean Mortgages can be very quick and simple to arrange. One of our expert mortgage advisers will help you through the process step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you.

No Oligation Free Mortgage Quote

Speak to an Ocean mortgage adviser on 0800 9169186
who will be happy to help you & answer any questions
you may have about part & part mortgages

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Remortgage Advice From A UK Mortgage Broker - All mortgage advisers at Ocean Mortgages are fully qualified and have access to a large range of mortgage plans from many of the UK's leading mortgage providers and lenders. When Ocean Mortgages receive your mortgage enquiry form we will establish your needs and requirements and compare the mortgage deals available from our panel searching for the best remortgage plans available to you. All quotes are free and any advise given is under absolutely no obligation to proceed with the mortgage.

Mortgage Advice
Straight talking mortgage advice from a leading UK mortgage broker. We search for the best mortgage deals from our panel of mortgage lender to find what mortgage plan best suits your individual needs and requirements.

Qualified Remortgaging Advice
Receive qualified mortgage advise from a mortgage adviser with access to mortgage plans from many different mortgage lenders and let them search for the best mortgage deals from our panel.
">Remortgage Advice from a UK mortgage Broker
Professional Mortgage Advice from Ocean Mortgages offering qualified mortgage help and advice what ever your circumstances.



THE OVERALL COST FOR COMPARISON IS 6.8% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Only upon completion our average fee is 1.9% of the advance.
We will pay any standard legal and valuation costs.

“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®”,“Ocean Finance TV®”, Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974

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