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Ocean Finance® is a registered trademark of Ocean Finance and Mortgages Limited and is a licensed credit broker. Consumer Credit License Number 550081.

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Read our Clients Recommendations...

Mick Toland
"Ocean Finance really helped me" says Mick who works in the pensions department of Derby Council and counts weight lifting and karate amongst his pastimes.

Mick went back to university to study for a European Studies degree after being laid off from crane maintenance in the rail industry after sixteen years and having looked after his children - Michael (now 16), Dale (now 14) and Cassandra (now 9). "I really wanted to escape the stigma of single parenthood," said Mick. After he finished the course at university, unfortunately, the jobs just didn't come in. Mick found himself juggling bills and could see real problems for him and his family as Christmas approached.

Mick saw Ocean Finance's advertisement and thought that they could help him sort out his finances and allow him to pay less out per month. He e-mailed Ocean Finance and somebody got back to him, which was more than some other finance companies did!

"I fully admit that I was a bit vague when I first spoke to Ocean Finance but they were able to help and advise me, and were happy to talk through my financial position, allowing me to discuss the problems openly. At no point did they make me feel bad about the position in which I found myself."

Mick hit financial problems after having built up a debt. Having bought his children's school clothing and a new washing machine through catalogues. "I had always paid my bills off in the past and I didn't have a bad credit record," said Mick "but I was really getting worried about the position I found myself in." "Ocean Finance solved the potential catastrophe for me and capped the volcano before it exploded!"

Mick had a little bit left over, which he keeps hold of in case of emergency. He has already found this 'emergency float' useful when paying for a history trip to Berlin for his middle son and helping his eldest son with some costs on a fine art college course he is attending. "I was never able to go on school trips as a kid and its really important to me that my children get a good education. Being able to go on these trips makes a real difference."

"Ocean Finance also managed to help me sort out a problem with the documentation regarding my house as my previous solicitors had gone." "I always follow the rules and pay my bills and I was in danger of falling behind and it was becoming a real worry. The money Ocean Finance were able to get for me was a real relief. The worry was beginning to get to me. It also made sure that me and my kids had a nice Christmas."

OUR TYPICAL, VARIABLE RATE IS 17.9% APR. RATES RANGE FROM 11.9% to 29.9% APR
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.