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James Neal
Debt Consolidation - Robert and Carole BrowneJames Neal (28) came to Ocean Finance looking for a loan to pay off his existing debts. Credit card bills and a car loan were getting on top of James, so he was looking for someone to help him out. James was particularly pleased that he now has only one payment to make a month and it's at a much lower rate than was being charged on his other loans. "I was paying something like 15% interest on the credit card and about 13% for my car, but with Ocean Finance I am only paying 8.6%. Working with Ocean Finance has really helped us." "The staff at Ocean Finance were very, very friendly and they didn't make you feel bad." James dealt with a previous finance company and always felt he had been looked down on before, but was also pleased with the level of contact which he had with Ocean Finance. "The whole thing was very straightforward and single-minded. It's just one payment a month, which is like the ad says," said James.

James is married to Daria (27) who works as an administrator for Hampshire County Council. James himself is an administrator with NTL Broadcast.

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OUR TYPICAL, VARIABLE RATE IS 17.9% APR. MOST PEOPLE WILL RECEIVE A LOWER RATE THAN THIS.
RATES RANGE FROM JUST 9.7% to 29.9% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Homeowner Loans Secured On Your Home

Use an Ocean Finance UK homeowner loan to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment and improve your cash flow. Alternatively use your Ocean Finance any purpose loan for items such as a new car, home improvement jobs or a holiday. Even if you have bad or adverse credit, county court judgments (ccj's) or mortgage arrears you may still qualify for a home loan through Ocean Finance.

* Source:CCB FastMAP (Independent Survey 2008)


 



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