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Joan Green and Brian Green 
The Greens went to several different companies but chose Ocean Finance because it was a better overall deal. They offered a lower rate of interest and lower repayments and a smaller figure per month over the same period. They contacted several companies via the internet and all of these companies gave different repayments figures to the ones quoted online. "I believe that several could even be classed as extortionate," said Joan.

"I found the service from Ocean Finance to be excellent, all the staff that we spoke to were helpful and professional at all times, " said Brian.

The Greens have used their money to purchase a studio apartment in Fuerte Ventura and they have recently been over there to finalise all the details. The apartment will be used by the family not just for holidays but also by their daughter Laura, 18, who is due to go and live and work out there shortly. "We felt it was very important to get a foot on the property ladder out there," said Joan, "the plan is to sell up here in a few years' time and move out there." Joan, 50, currently works in a hairdressing salon and her husband Brian, 53, teaches at a school in South Derbyshire and is head of IT. They have a second daughter, Sarah, 22.

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