Ocean Finance and Mortgages helps thousands of people every year to achieve their goals. Even in this difficult climate Ocean is still raising millions of pounds to help our customers sort their finances.
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OUR TYPICAL, VARIABLE RATE IS 17.9% APR. MOST PEOPLE WILL RECEIVE A LOWER RATE THAN THIS.
RATES RANGE FROM JUST 9.7% to 29.9% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Perhaps you want to pay off all your debts so you only have one monthly repayment to think about, or maybe you'd like to treat yourself to a new car or holiday. You could even use the money for improvements around the house, which could add extra value to your home.
Making a loan application online is a convenient way of starting the process to apply for a secured loan. However, many people are put off the thought of applying for online loans due to stories about people hacking websites or malware stealing information from individuals.
With Ocean Finance, you have no need to worry.
We use the latest 128 bit encryption technology to ensure that all the details that you send us for your online loans remain for our eyes only. So far, tens of thousands of customers have trusted the technology that we use and have reaped the benefits of getting online loans from Ocean Finance.
As we're a broker, we can offer you a huge range of online loans plans from the lenders on our panel. To help you make the decision about how much you initially wish to apply for we provide you with an online loans calculator, so you can see examples of the rates that may be available and how much you would need to repay.
Once you've decided that you want to apply for online loans from Ocean Finance, we will make the process as simple for you as we possibly can.
The first stage is the filling out of our online application form for a no-obligation offer of finance. We just need a few details to work with and as we mentioned before, they'll be completely secure, so you needn't worry about data theft.
Once we have your information, one of our expert underwriters will look through all the online loans we have available from our panel of lenders and find the best one for your financial situation.
We'll let you know the details of the offer of finance and if you're happy with it, we will post out all the forms you need to sign, which you can return to us in the freepost envelope.
Following that stage, all you need to do is sit back and let the staff here at Ocean Finance process your application efficiently and arrange for your lender to release the online loans funds to you.
Online loans from Ocean Finance are secured against your property. This may enable you to raise more capital than could be available on an unsecured basis, whilst allowing you to spread the cost over a longer period – in some cases up to 25 years.
Secured online loans are also useful for people who have been turned down for unsecured loans and those who have had previous credit problems. Borrowers who are self-employed and those who have recently changed jobs will also be considered for a secured loan, meaning these online loans are available to a wider range of people.
Ultimately, the amount that you can borrow, the length of time you'll have to pay it back and the interest payable on the online loans will depend on a few things: the value of your property, your ability to pay back the money and your current personal circumstances.
With Ocean Finance, you can apply for online loans in total confidence that your information will be kept securely and you'll receive the best possible deal from our team.
Ocean Finance is the UK's leading finance broker* and could help you raise money for almost any purpose with our vast range of secured loans.
To apply simply complete our easy online loans application form. One of our experienced underwriters will begin processing this straight away searching our panel of lenders to find the right loan for your circumstances.
Online Loans Application Form
Oceans online loan system is extremely safe; we employ the latest 128 bit encryption technology to ensure that the information you send can only be accessed by us. Submitting your details online using a web loans application form is a fast, easy and secure method of applying for a loan from Ocean Finance.
Ocean Finance has helped over 250,000 customers to raise finance, so, whatever your circumstances, we may be able to help you.
Our online loans calculator will also provide you with examples of the rates which are available so you can see for yourself how much your loan repayments could be. A loan from Ocean Finance can be used for almost any purpose so whether you want to make some home improvements, buy a newer car, take a dream holiday or simply consolidate your existing debts into one monthly repayment why not apply to us online now. Ocean has access to a whole host of loans as well as specialised bad credit loan plans for people who have a poor credit rating, CCJ's or mortgage arrears. We consider all loan applications.
All applications are treated on a 'No Obligation' basis, so why not give us a call or apply online NOW?
If you have existing debts, an Ocean secured loan could be used to help consolidate all your existing credit cards, store cards and unsecured loans, leaving you with just one manageable monthly repayment spread over a term to suit your needs. Please bear in mind by extending the term over which you repay your debts may increase the amount of interest you pay overall
A secured loan is a loan where you will be required to use your property as security against the loan, so the lender is able to balance the risk of lending to you. The amount that can be borrowed differs from lender to lender and your individual circumstances. The amount that can be borrowed, the term available and the Annual Percentage Rate (APR) will depend on:
the value of your property
your ability to repay the loan
your personal circumstances
An Ocean Finance secured loan often allows you to borrow more and repay over a longer period than a unsecured personal loan with terms up to up to 25 years. They can normally be used for almost any purpose may be available to people who have been turned down for an unsecured loan. Borrowers who are self-employed, have recently changed jobs or have previous credit problems will also often be considered for a secured loan. They are also useful for borrowing larger sums or where the applicant requires a longer repayment period.
When you apply to Ocean Finance for a secured loan your loan application will be passed to an underwriter who will examine your application and find the best secured loan plan we have available. Ocean Finance is a finance Broker this means not only do we have access to our own secured loans from our in house lender Ocean Money but also many other leading secured loan lenders, we will search all the lenders from our panel to find a suitable secured loan deal for your individual needs and circumstances.
OUR TYPICAL, VARIABLE RATE IS 17.9% APR. MOST PEOPLE WILL RECEIVE A LOWER RATE THAN THIS.
RATES RANGE FROM JUST 9.7% to 29.9% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Homeowner Loans Secured On Your Home
Use an Ocean Finance UK homeowner loan to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment and improve your cash flow. Alternatively use your Ocean Finance any purpose loan for items such as a new car, home improvement jobs or a holiday. Even if you have bad or adverse credit, county court judgments (ccj's) or mortgage arrears you may still qualify for a home loan through Ocean Finance.
"Ocean Finance®", "Ocean Mortgages®", "Ocean TV®","Ocean Finance TV®", Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. 'Ocean Finance' and 'Ocean Mortgages' are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.
We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974
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