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Borrow with Confidence

Ocean Finance - the UK's leading finance broker - offer a wide range of any purpose loans that are arranged through well established and recognised lending finance institutions. The majority of our homeowner loans are arranged through subsidiaries of major "High Street" banks or established finance providers and all quotations are provided free of charge and are under absolutely no obligation.


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Ocean Finance probably says YES to more people than any other finance broker.

With an any purpose UK homeowner loan from Ocean Finance, you could pay off all your existing credit cards, overdrafts & unsecured loans and replace them with just one manageable monthly consolidation loan repayment. Alternatively you could splash out on a dream holiday, a new car or improvements for your home.

We have successfully completed loans for an estimated 250,000 customers - here's why:

  • You may borrow over any term (3 - 25 years) and borrow any amount (£3,000 - £100,000) for any purpose.
  • Speed of service - our experienced staff are available to answer your call outside normal working hours to ensure your loan is processed promptly and professionally.
  • We will consider all circumstances including mortgage arrears, county court judgments, defaults or a poor credit rating (on certain but not all occasions an alternative interest rate may be offered to such customers).
  • Fixed for 3 years, fixed for whole loan term and variable rates are available on very competitive terms.
  • Rebates are provided for early settlement.
  • We are often able to help people who are self employed even if they do not have accounts.
  • Facilities available for retired applicants and for people in receipt of pension/benefit income.
  • Our loans are completed by post. Personal home visits are also available upon your request.
  • Optional accident, sickness, and involuntary unemployment protection provided if required. Life cover is also often available.

 

Arranging your loan couldn't be easier

There are no interviews and everything can be completed professionally and without delay. Ocean Finance work at helping you, the customer, whatever your requirements. All enquiries are treated on a 'No Obligation' basis so why not give us a call or apply on-line NOW?

To apply for a loan simply follow our simple three step process:

  1. Use the Loan Calculator to determine the amount you wish to borrow and the term of the loan.
  2. Consult the Loan Checklist to find out what information you will need to supply with your application.
  3. Then either Apply Online or Call Free on 0800 916 9186.

Treating Customers Fairly

As a valued customer of Ocean, and as the UK’s leading finance broker, we always like to ensure that you have been, and continue to be, treated fairly by us in all of our dealings with you.  However like all companies, we receive complaints.  We treat all complaints seriously and investigate them fully, if we find things have gone wrong we will try to put them right.

Complaints publication report
Firm Name:  Ocean Finance and Mortgages Limited
Period covered in this report: 1st July 2011 – 31st December 2011
Brands/trading names covered:

  • Diamond Financial Services
  • Ocean Broker Services 
  • Ocean Finance
  • Ocean Mortgages
  • Ocean Protection
  • Wisebuy

 

Number of complaints opened

Number of complaints closed

Complaints closed within 8 weeks (%)

Closed complaints upheld by firm (%)

Banking

N/A

N/A

N/A

N/A

Home finance

7

3

100%

67%

General insurance and pure protection

1840

1879

99%

88%

Decumulation, life and pensions

N/A

N/A

N/A

N/A

Investments

N/A

N/A

N/A

N/A

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We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises.

Hundreds of
low cost plans for:
In fact any reasonable purpose!!

Apply Now

An Ocean underwriter will look at your enquiry within hours...


CALL FREE:

Landline: 0800 916 9186
Mobile: 0330 303 1234
24 Hours a Day, 7 Days a Week


 

 


OUR TYPICAL, VARIABLE RATE IS 17.9% APR. MOST PEOPLE WILL RECEIVE A LOWER RATE THAN THIS.
RATES RANGE FROM JUST 9.7% to 29.9% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Homeowner Loans Secured On Your Home

Use an Ocean Finance UK homeowner loan to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment and improve your cash flow. Alternatively use your Ocean Finance any purpose loan for items such as a new car, home improvement jobs or a holiday. Even if you have bad or adverse credit, county court judgments (ccj's) or mortgage arrears you may still qualify for a home loan through Ocean Finance.

 


 



"Ocean Finance®", "Ocean Mortgages®", "Ocean TV®","Ocean Finance TV®", Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. 'Ocean Finance' and 'Ocean Mortgages' are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974

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OFML-7485-55 08-12-2011