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Ocean Mortgages specialising in helping people with CCJ's

If you have had CCJ (County Court Judgment) it will be on your credit record this could could affect your ability in arranging finance. At Ocean Mortgages a past CCJ (County Court Judgment) for failing to pay a debt does not necessarily mean you will not be able to arrange finance or even find a better deal on your current mortgage, we.have many flexible mortgage & remortgage plans that are aimed to help people with CCJ's

Our CCJ Remortgage service provides no obligation help and advice from our highly trained mortgage advisors, who can advise you on your options and help you through the remortgage process. Depending on how many CCJs you have and your past credit history there are a large range of mortgage & remortgage deals available.

  • By using our extensive panel of lenders (many of whom specialise with mortgage plans and experience of arranging finance for people with current or past credit problems), Ocean Mortgages are often able to help arrange refinance mortgages for many.

  • All of our mortgage advisers hold the 'Certificate in Mortgage Advice & Practice’ (CeMAP) qualification, so you can be sure you are dealing with a company who will provide you with a first class service.

  • We arrange for all of the processing & legal work to be completed on your behalf, thus ensuring your remortgage is arranged with the minimum of fuss

Ocean Mortgages could help you in a number of situations you may suffer from a bad or adverse credit rating, you may have county court judgments (CCJ's), you may not be on the election voters role, whatever the problem Ocean Mortgages could help. Our highly trained mortgage advisors will help you through your mortgage enquiry helping you with any problems you may encounter.

 


A Simple Four Stage Process >> Enquire Now

 

 

1. NO OBLIGATION ADVICE
  Submit enquiry form on-line. Your Personal Mortgage adviser will then discuss your requirements with you and recommend to you a mortgage from our panel of lenders.
 
Debt Consolidation Remortgage Application online
     
2. MORTGAGE DETAILS SENT
  Details of your mortgage are sent out to you usually within 48 hours, with pre-completed forms for you to read, sign and return to us by post.

 
Debt Consolidation Remortgage Application online
     
3. APPLICATION PROCESS.
  Ocean will process the application for you, dealing with any third parties on your behalf including surveyors. Our solicitors will send out a new mortgage deed to you, which you sign and return to enable completion.  
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4. COMPLETION
  Upon completion, your previous mortgage company is paid off, you receive any extra monies due and your new mortgage begins with your new lender.



 
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Bad Credit Mortgages In UK - We offer or focus on providing our clients with a choice of the best mortgage or remortgaging Deals from our panel of mortgage lenders. Need to remortgage? Looking for great mortgages deals? Take a look at our offers and enquire online. Ocean Mortgages is the place to find remortgage rates and deals from many different mortgage lenders. Compare remortgages and look for the best remortgage deals through. Remortgage advice & news with Ocean Mortgages. Learn about remortgage pitfalls & debt consolidation, compare UK remortgages and remortgage rates online today. Ocean Mortgages are a leading UK Mortgage broker with a variety of mortgage plans available from a panel of mortgage lenders that includes high street banks, when you enquire online to Ocean mortgages you will be given access to a qualified mortgage adviser who will give you help and guidance throughout the remortgaging process and answer any questions that you may have. All mortgage quotes are FREE and the fund raised with an Ocean Mortgage can be used for almost any purpose, newer car, home improvements even to consolidate your existing debts into one manageable monthly repayments.

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THE OVERALL COST FOR COMPARISON IS 6.5% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Only upon completion our average fee is 1.9% of the advance.
We will pay any standard legal and valuation costs.

“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®”,“Ocean Finance TV®”, Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974

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