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Mortgage Advice From Ocean- Helping you find a mortgage plan that suits you.

When you enquire to Ocean Mortgages you will be given access to leading mortgage lenders through our panel of lenders enabling you to choose from many mortgage plans. We will search our panel of mortgage lenders to find the best remortgage plan for your individual circumstances.

An Ocean mortgage adviser will examine your individual circumstances and discuss the different types of mortgages available. Whether you would like an interest only mortgage, part & part mortgage or a repayment mortgage, one of our mortgage adviser's will discuss the benefits and draw backs of the different mortgage types and will be happy to help you through the remortgaging process answering any questions you may have.

No Oligation Free Mortgage Quote

Why Use Ocean Mortgages?

Because Ocean mortgages is a mortgage broker we help give you access to mortgage plans from many of the leading mortgage providers. When you enquire for a remortgage with Ocean mortgages a fully qualified mortgage adviser will examine your circumstances, needs & requirements to find the best mortgage plan we have available from our panel.

Find You The Best Mortgage Plan From Our Panel
No mater what your circumstance we will endeavour to find you the best remortgage we have available, this may depend on a number of factors including the mortgage term, loan to value, individual circumstances and your credit rating, we will examine your needs, requirements and circumstances to give you best mortgage options we have available. If you have a bad credit rating and have had difficulty finding a mortgage we may still be able to help we have special mortgage plans for people with bad credit, mortgage arrears, CCJ's or existing debts. Our specialised bad credit remortgages could help you take control of your finances and restructure your outgoings.

No Oligation Free Mortgage Quote

Speak to an Ocean mortgage adviser on 0800 9169186
who will be happy to help you & answer any questions
you may have about part & part mortgages

Get Qualified Mortgage Advice

All the Ocean Mortgage advisers are full CeMAP qualified and will be offering suitable advise depending on your circumstances, they will compare the plans from our different lenders to find the best mortgage plan that's suitable for your needs, our mortgage advisers will be happy to answer any questions you may have and will aid you through out the remortgaging process.

 

RemortgagesStandard Variable Rate RemortgagesTracker RemortgageVariable Rate Remortgages

Please see a selection of best buy products below
other rates and plans available enquire online for a free quote tailored to your individual circumstances.

 Ocean Finance & Mortgages - Sample Remortgage Best Buy
Lender Product Initial Rate Subsequent Rate Overall cost for comparison  
MBS Lending 3 year fix 6.99% 6.99% 7.7% APR Mortgage Enquires
3 year fixed
Mortgage Information
nationwide Tracker 2.69% 3.99% 3.9% APR Mortgage Enquires
3 year tracker
Mortgage Information
Nationwide FIXED RATE 3.39% 3.99% 4.1% APR Mortgage Enquires
2 year fixed
Mortgage Information
nationwide Fixed Rate 3.69% 3.99% 4.2% APR Mortgage Enquires
3 year fixed
Mortgage Information
Northern Rock Tracker 2.88% 4.79% 4.4% APR Mortgage Enquires
3 year tracker
Mortgage Information
Ocean Money Heavy Adverse 10.85% n/a% 12% APR Mortgage Enquires
Allowing 4 CCJ's worth £6,000 and 3 missed mortgage payments in last 12 months (2 months current)
Mortgage Information
Platform Tracker 2.69% 4.75% 4.7% APR Mortgage Enquires
2 year tracker
Mortgage Information
Platform Tracker 2.29% 4.75% 4.7% APR Mortgage Enquires
2 year tracker
Mortgage Information
Platform FIXED RATE 3.59% 4.75% 4.9% APR Mortgage Enquires
2 year fixed
Mortgage Information

Mortgage rates correct as 01/4/2010 The actual rate available will depend on your circumstances. Ask for a personalised illustration.

Need Help Finding A Mortgage - Ocean Mortgages is the place to find remortgage rates and deals from many different mortgage lenders. Compare remortgages and look for the best remortgage deals through. Remortgage advice & news with Ocean Mortgages. Learn about remortgage pitfalls & debt consolidation, compare UK remortgages and remortgage rates online today. Ocean Mortgages are a leading UK Mortgage broker with a variety of mortgage plans available from a panel of mortgage lenders that includes high street banks, when you enquire online to Ocean mortgages you will be given access to a qualified mortgage adviser who will give you help and guidance throughout the remortgaging process and answer any questions that you may have. All mortgage quotes are FREE and the fund raised with an Ocean Mortgage can be used for almost any purpose, newer car, home improvements even to consolidate your existing debts into one manageable monthly repayments.

Consolidation Loans | Buy To Let Mortgages | Remortgages | Secured Loans


Adverse Credit Mortgages Online - If a borrower has a history of poor credit usage then this is described as Adverse Credit, Sub Prime or just simply, Bad Credit. Poor Credit history, these can include County Court Judgements (CCJ's), Bankruptcy, Mortgage arrears or any late payments on credit cards, credit arrangements etc. If you fall into this category you may find it more difficult finding a mortgage. Ocean mortgages have access to lenders that will consider people with CCJ's, defaults, arrears and missed payments, so even if you have been been turned down for a mortgage in the past we still may be able to help, simply enquire online and recieve a no obligation free quote and mortgage advice from a specialised mortgage adviser.

Mortgages For House Extensions - A mortgage can be used to raise money for almost any purpose including a house extension, infact remortgaging is a widely used options for providing finance for any improvements to a property. With this option you take out a new mortgage on your property which pays of the original mortgage and leaves you with some remaining funds which can be used to finance the improvements to your home. This new mortgage can either be with your current mortgage lender or with a new one. Simply enquire online to Ocean Mortgage where you will receive no obligation help and advice from a fully qualified mortgage adviser who will examine your individual circumstances and search for the best mortgage from out panel of mortgage providers.

When considering a re-mortgage you must always check with your current lender if you will be liable for any fees with regards the redemption of the mortgage. You may be liable to fees if you are currently in a fixed rate term, or you received a cash-back amount when first taking out the mortgage. These fees can add up to considerable amounts and it may deter you from re-mortgaging to another lender. However, even if you re-mortgage with the same lender you may still incur these fees, which is why it is very important to check out the small print on your original mortgage offer, your Ocean mortgage adviser will help you examine your options and give you advice and help throught the remortgaging process.

If you are not in a situation where you can re-mortgage with a new lender due to being tied in to a fixed rate, you may be able to organise an extra loan amount with your current lender. This may be in the form of an increased mortgage amount, or in most cases an extra secured loan.

Homeowner Loans | Poor Credit Loans | Secured Loan | Online Loans | Remortgages | UK Mortgage Lenders



THE OVERALL COST FOR COMPARISON IS 6.5% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Only upon completion a broker fee of 3% of the advance is charged.
You may need to pay any legal and/or valuation costs.

“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®”,“Ocean Finance TV®”, Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974

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