Mortgage Advice From Ocean- Helping you find the best mortgage from our panel of lenders
When you enquire to Ocean Mortgages you will be given access to leading mortgage lenders through our panel of lenders enabling you to choose from many interest only mortgage plans. We will search our panel of mortgage lenders to find the best remortgage plan for your individual circumstances.
An Ocean mortgage adviser will examine your individual circumstances and discuss the different types of mortgages available. Whether you would like an interest only mortgage, part & part mortgage or a repayment mortgage, our adviser will discuss the benefits and draw backs of the different mortgage types and will be happy to help you through the remortgaging process answering any questions you may have.
How do i find the best remortgage?
The best remortgage is not always the cheapest, when you are looking to remortgage their are a number of factors to consider and trade off's between the different mortgage plans available. A tracker mortgage may seem cheaper in the short term but does not offer the stability of a fixed rate remortgage if interest rate rises meaning an increase in your monthly repayments making it more difficult to meet your monthly repayments, in contrast if mortgage rates go down your mortgage will get cheaper. You may also consider the mortgage term by increasing the mortgage term you will reduce your monthly repayment but will end up being more expensive over the length of your mortgage.
Another choice to make is whether you want an interest only remortgage, part & part remortgage or a capital repayment remortgage, the repayment remortgage is the popular option but the mortgage types may be of interest depending on your circumstance or purpose of remortgage, Interest only mortgages are often used for buy to let mortgages
For example, a £100,000 mortgage at a rate of 5% over 25 years would cost £416.67 per month interest only, and £591.27 per month capital repayment.
Why Trawl The Highstreet?
Ocean Mortgages could bring the high street to you we help give you access to best mortgage lenders from the highstreet including leading banks and building societies offering some of the very best mortgage rates currently available. On our panel of mortgage lenders we also have some specialist mortgage providers allowing us to help were other have failed.
Please see a selection of best buy products below
other rates and plans available enquire online for a free quote tailored to your individual circumstances.
Mortgage rates correct as 01/4/2010
The actual rate available will depend on your circumstances. Ask for a personalised illustration.
Get Qualified Mortgage Advice
All the Ocean Mortgage advisers are full CeMAP qualified and will be offering suitable advise depending on your circumstances, they will compare the plans from our different lenders to find the best mortgage plan that's suitable for your needs, our mortgage advisers will be happy to answer any questions you may have and will aid you through out the remortgaging process.
Speak to an Ocean mortgage adviser on 0800 9169186
who will be happy to help you & answer any questions
you may have about part & part mortgages
Find You The Best Mortgage Plan From Our Panel
No mater what your circumstance we will endeavour to find you the best remortgage we have available, this may depend on a number of factors including the mortgage term, loan to value, individual circumstances and your credit rating, we will examine your needs, requirements and circumstances to give you best mortgage options we have available. If you have a bad credit rating and have had difficulty finding a mortgage we may still be able to help we have special mortgage plans for people with bad credit, mortgage arrears, CCJ's or existing debts. Our specialised bad credit remortgages could help you take control of your finances and restructure your outgoings.
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