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0330 440 7118
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Loans

Finding the right loan deal is easy with Ocean Finance. Just tell us what you're looking for, and we'll search for the best deal from our panel of some of the UK's leading lenders.

  • We help you find loans for any purpose
  • Help from our professional loan consultants
  • No up-front fees
  • Borrow from £5,000 to £125,000

Even if you have a bad credit rating, we could help. So whatever you need a loan for - whether it's a new car, home improvements or a holiday - all you have to do is get in touch.

Let us help you find a loan

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Finding the right loan deal doesn't have to mean searching around for hours. Get in touch with Ocean Finance and we'll do it all for you - comparing the best deals from our panel of some of the UK's leading lenders.

If you need more help with deciding on the right kind of loan, don't worry. One of our loan consultants can help you decide on the right type of loan for your needs. Just give us a call on 0800 056 6464 (or 0330 440 7118) from a mobile).

Homeowner loans

Our homeowner loans could be a great option if you want to borrow a large sum of money or you want to pay it back over a long period of time. If you have a bad credit rating, they can also be easier to get hold of than other types of loan.

  • Homeowner loans from £5,000 to £125,000
  • Repay over 3 to 25 years

Apply for a homeowner loan

Personal loans

Our personal loans could be ideal for those purchases you can't quite afford on your own, such as a new car or a holiday. Plus, because they're unsecured, you don't have to be a homeowner to apply.

  • Unsecured loans from £1,000 to £15,000
  • Pay it back over 1 to 5 years

Apply for a personal loan

Loan advice

Can I get a loan with a bad credit rating?

A bad credit rating doesn't mean you can't get a loan. Even if you have missed payments or CCJs on your credit history, we could help you find a great loan deal.

Get in touch

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How much can I borrow?

It depends on a number of things, including the type of loan, the repayment period and what you can afford.

If you're a homeowner, for example, you may be able to borrow up to £125,000 with a secured loan. Unsecured personal loans go up to around £15,000, while short-term loans go up to £1,000.

Of course, you shouldn't necessarily borrow as much as you can. Before you take out a loan, make sure you will be able to comfortably afford the monthly payments. Your lenders will usually check this when you apply, but it's still well worth looking at how your loan repayments will fit into your monthly budget before you go ahead.

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How do you find my best deal?

Once you've told us what you're looking for, we check with our panel of lenders to see who can offer you the best deal. It really is that simple!

If you're not sure what type of loan is right for you, our professional loan consultants can help you decide. Just get in touch on 0800 056 6464 (or 0330 440 7118 from a mobile).

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What can I use my loan for?

Our loans can be used for any purpose. Whether you want to make some home improvements, buy a new car, get away from it all or just clear some existing debts, we can help you find a great deal.

Tell us how much you want to borrow using the form at the top of the page, and we'll find the best deal our lenders can offer. Or if you'd prefer to talk to one of our professional loan consultants right away, call on 0800 056 6464 (or 0330 440 7118 from a mobile).

Back to questions

Types of loan we offer include: