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Julie Fairfax
Julie, 46, had real problems with her home. She felt that she needed to make some big changes to make it more of a home and to improve her and her family's standard of living. The money arranged by Ocean Finance paid for a whole series of home improvements, including double-glazed windows and a new kitchen.

"I came to approach Ocean Finance after seeing one of the ads in the newspaper. One particular one which gave examples of customers who had used Ocean in the past really appealed to me. Ocean seemed like the type of company which was open to the everyday type of person."

Julie's husband, Stephen, 53, made the calls to Ocean Finance and both felt that they were really given the time and space needed to make their decision. "We were given two to three weeks to discuss and consider our options," said Julie, "we did not feel that we were pressurised at all."

Julie enthused about the big difference that the home improvements had made to the Fairfax family. "Not only have I got a more comfortable home but I was also able to pay off an existing loan and also some credit card debts," said Julie. "I am in pocket, paying less out each month and it is only one amount."

"You really felt that you got to know the team at Ocean Finance and you did not have to keep explaining things over and over again to them. They were not pushy and they re-contacted us only when necessary. It was an excellent service."

Julie works as a dental nurse and Stephen is in engineering. Their two children James, 18, and Rebecca, 14, are at that 'expensive age' said Julie.


OUR TYPICAL, VARIABLE RATE IS 14.9% APR. RATES RANGE FROM 9.2% to 29.9% APR
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.