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Poor Credit Loans
Helping Where Others Have Failed

We could still help

Poor Credit Loans

Need a poor credit loan? Ocean Finance have loan plans to suit people with good, fair and poor credit ratings, with loan deals specifically designed to help people with a poor credit rating. We are often able to help people find a loan even if you have been turned down elsewhere.

Ocean Finance specialise in helping some people improve their poor credit profile by offering them a loan plan suitable for their circumstances. We search for the best rates available from our panel of lenders to find you a good deal on your loan.

An Ocean Finance Loan can be used for almost any purpose, including debt consolidation, You can pay off all your existing credit cards, overdrafts and unsecured loans and replace them with just one manageable monthly repayment. It is important to note by extending your debts over a longer period may result in you repaying more over the term of the loan. One of our dedicated underwriters will be happy to answer any questions you may have.

Even if you have poor credit profile, county court judgments (CCJ's) or mortgage arrears Ocean Finance could still help you find a loan plan from our extensive range of poor credit loans.

In some circumstances remortgaging may be a more suitable option than a secured homeowner loan, Ocean Mortgages also have specialised poor credit remortgages that can help people with an adverse credit rating.

Follow our simple 3 step process >>

1. OBTAIN FREE QUOTATION
2. NO OBLIGATION OFFER
3. COMPLETION
OUR TYPICAL, VARIABLE RATE IS 17.9% APR. RATES RANGE FROM 11.9% to 29.9% APR
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Homeowner Loans Secured On Your Home

Use an Ocean Finance UK homeowner loan to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment and improve your cash flow. Please bear in mind by consolidating debts with a homeowner loan, could increase the amount of interest you pay overall.

Alternatively use your Ocean Finance any purpose loan for items such as a new car, home improvement jobs or a holiday. Even if you have bad or adverse credit, county court judgments (CCJ`'s) or mortgage arrears you may still qualify for a home loan through Ocean Finance.

* Source:CCB FastMAP (Independent Survey 2008)


 



“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®”,“Ocean Finance TV®”, Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974

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OFML-7399-35-10-05-2010