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Poor Credit Loan

Need a poor credit loan? Ocean Finance offers thousands of loan deals specifically to help people with a poor credit rating. We have said YES to over 250,000 people and provide highly competitive rates, regardless of your circumstances.

Ocean Finance specialise in helping people eradicate their poor credit by offering the ideal loan for their circumstances with the best rates available. With our any purpose UK loan from Ocean Finance, you can pay off all your existing credit cards, overdrafts & unsecured loans and replace them with just one manageable monthly repayment. Even if you have poor credit, county court judgments (ccj's) or mortgage arrears you can still qualify for an poor credit secured loan through Ocean Finance.

• You may borrow over any term (3 - 25 years) and borrow any amount (£3,000 - £100,000) for any purpose.
• There are thousands of lending plans available.
• No proof of income is needed for some products.
• All decisions, in principle, are usually made within 24 hours.
• We will consider all circumstances including mortgage arrears, county court judgments, defaults or a poor credit rating.
• Fixed for 5 years, fixed for the whole loan term and variable rates are available on very competitive terms.
• Loans of up to 100% of the property value are also available.
• We can help people who are self employed.
• Facilities available for retired applicants, for people in receipt of pension/benefit income and agency workers.

All enquiries are treated on a 'No Obligation' basis, so why not give us a call or apply on-line NOW?

Applying is easy

Please complete the simple on line form. Ocean Finance will match an offer to suit your requirements.     1. FREE QUOTATION

If you are happy with the offer, Ocean will post out your loan agreement to check, sign and return (free post).     2. NO OBLIGATION OFFER

Ocean will quickly process your offer and the funds will be released to you.     3. COMPLETION

OUR TYPICAL, VARIABLE RATE IS 14.9% APR. RATES RANGE FROM 9.2% to 29.9% APR
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.