Need a secured Loan but have been declined due to bad credit? Select this category to compare secured home loans with bad credit. These are our recommended sources of finance options for needs such as getting your bills paid on time
If your bad credit score is preventing you from getting the loan you need? Well all is not lost because help does exist for people with bad credit ratings. Ocean Finance have access to many loan plans designed to help people who have been turned down by the high street banks. If you have difficulty acquiring secured loans with bad credit, it's not the end of the world. Depending on your particular circumstances, you may have several available options.
The type of loan you are able to get will depend on several things, including credit history, available collateral and your employment situation. Ocean Finance will review your circumstances to help us search our panel of lenders to find a loan plan suitable to you.
Secured loans or home owner loans require your home as collateral similar to a mortgage, because of this security lenders are often more willing to lend on a secured loan basis opposed to an unsecured loan basis.
Ocean Finance specialise's in granting loans to people with bad credit.
Although your credit score and other financial data will surely affect the options available to you Ocean have many years experience helping people with bad credit rating find a loan.
In some circumstances a remortgaging may be a more suitable option than a secured homeowner loan, Ocean Mortgages also have specialised bad credit remortgages that can help people with an adverse credit rating.
OUR TYPICAL, VARIABLE RATE IS 17.9% APR. MOST PEOPLE WILL RECEIVE A LOWER RATE THAN THIS.
RATES RANGE FROM JUST 9.7% to 29.9% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Homeowner Loans Secured On Your Home
Use an Ocean Finance UK homeowner loan to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment and improve your cash flow. Alternatively use your Ocean Finance any purpose loan for items such as a new car, home improvement jobs or a holiday. Even if you have bad or adverse credit, county court judgments (ccj's) or mortgage arrears you may still qualify for a home loan through Ocean Finance.
"Ocean Finance®", "Ocean Mortgages®", "Ocean TV®","Ocean Finance TV®", Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. 'Ocean Finance' and 'Ocean Mortgages' are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.
We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974
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