If you need to extend and improve your home, we've got a selection of home improvement loans to choose from. Borrowing money to tackle home improvements could help you to add value to your home. It's important, however, to get good advice before committing to any renovation project, so speak to your local estate agents and cost how much the renovations are going to cost - find out what people are looking for in a home in your area and what they are willing to pay.
Ocean Finance offer thousands of various homeowner loans that are ideal for raising capital for home improvements, and increasing the value of your house.
Whatever your circumstance Ocean Finance may be able to help you arrange a home owner loan to help you carry out your home improvements such as a conservatories, extensions or a new kitchen,
Ocean Finance says YES to more people than any other finance broker, and by doing so have helped over 250,000 home owners find a loan.
All enquiries are treated on a 'No Obligation' basis, so why not give us a call or apply on-line NOW?
Top ways you could add value to your home
New bathroom
A bathroom quickly looks outdated and renovating it is one of the quickest ways to update your home. It could cost thousands, however, to do a major refit, but it is possible to freshen up the look with a new bathroom suite for around £500.
New kitchen
Refitting a kitchen is second only to a loft conversion for adding value. This is the kind of project where it's not a good idea to cut corners - get advice from a reliable source and invest in good quality fittings. The kitchen is the heart of the home and is a feature that plays a vital role in the successful sale of a house.
Conservatory
A good conservatory can possibly reduce your heating bill, can add kerb appeal and could make a huge difference to your quality of life. If your property has the space for it and if it is constructed properly, a conservatory can extend your summer living well into the winter months. Get a range of quotes and ideas from various sources and ask for advice before settling on a design. You want to avoid the sense of an 'add-on' room that feels as if it's just been stuck on as an after thought. Think about adding central heating and double glazing and the new addition can assist in keeping the rest of your home warm too.
Convert the loft
Loft conversions, done professionally, can produce a great return on your investment. Unfortunately not all homes can cope with a loft conversion, the ceiling space has to be at least 2.4 metres high for example, but if you've got the space it can be a good way to add an extra bedroom and possibly an en-suite bathroom without losing ground space. It does entail major building work, so it's best to get expert help.
Open plan
It appears that the trend for open plan living will be long lasting. Open plan living arrangements create a sense of space and light. It's not good to get too carried away however, there are some things that are best tucked away behind a closed door - a noisy washing machine, for example. You'll need professional advice before engaging in a project like this, taking down walls is a major undertaking.
Add an extra bedroom
Adding an extra bedroom can increase the value of your home by more than 10%, according to a Nationwide report. You need to consider the dimensions and proportions of your home as well as thinking about your potential market. Adding an extra room may make your home more attractive to families but the size of the bedroom will make a difference - teenagers, for example, probably won't want to sleep in a box room while a young family may enjoy smaller rooms that are close to each other.
Central heating
Not a glamorous job but a popular way of adding value. Consider adding a new high-efficiency boiler - although they cost more than conventional boilers by about £100-£200, they could reduce heating bills and make your home more eco-friendly.
Parking space
People like to be able to park their car next to their house, so if you have the extra space on your premises, it's a good idea to add a parking space or even a garage to your home if you don't already have one. It depends on the size of your property, for example, a five bedroom house will probably need parking space for two cars, whereas a carport for one car would suit a smaller house.
OUR TYPICAL, VARIABLE RATE IS 17.9% APR. RATES RANGE FROM 11.9% to 29.9% APR
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Homeowner Loans Secured On Your Home
Use an Ocean Finance UK homeowner loan to consolidate all your existing credit cards, store cards and unsecured loans leaving you with just one convenient, manageable monthly repayment and improve your cash flow. Alternatively use your Ocean Finance any purpose loan for items such as a new car, home improvement jobs or a holiday. Even if you have bad or adverse credit, county court judgments (ccj's) or mortgage arrears you may still qualify for a home loan through Ocean Finance.
“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®” and “Ocean Finance TV®” are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.
Ocean Finance & Mortgages are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974
Sitemap