Bad Credit Loans Apply On-Line
Call free on 0800 916 9186
All loans secured on your home.

Ocean Finance® is a registered trademark of Ocean Finance and Mortgages Limited and is a licensed credit broker. Consumer Credit License Number 550081.

Any Purpose Loans

Ocean Mortgages

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& Advice From
Ocean Mortgages

Specialist in finding
you a remortgage
whatever your
circumstances

Bad Credit Problems?

There are many reasons why you might have a bad credit rating but, in the majority of cases this means:

You have been turned down for credit by your bank or building society

Your existing credit is in arrears or you have missed repayments on your loans or mortgage

An Ocean Bad Credit Loan Could Help If

You have an adverse or a bad credit history

You have current or past mortgage arrears

You have had County Court Judgements (CCJ’s) registered against you

You are behind with the repayments on your other credit (Debt Consolidation)

What is a Credit Rating?

When you take out credit from a bank or other financial institution they will keep a record of how your account with them is conducted with a credit reference agency. This information forms your credit file and, if you miss payments or you get into arrears this will be recorded.

Most financial institutions will look at your credit file before granting further finance; if your file shows that you have not kept up with your repayments or your credit is in arrears they may refuse to lend to you.

The more payments you miss or the further your credit falls into arrears the lower your credit rating will become and the more difficult you will find it to obtain credit.

At Ocean Finance we understand that not everyone has a perfect credit rating and we specialise in helping people in just these types of circumstances with our large range of bad credit loans.

Applying online is easy


	Please complete the simple on line form. Ocean Finance will match an offer to suit your requirements.
	1. FREE QUOTATION


	If you are happy with the offer, Ocean will post out your loan agreement to check, sign and return (free post).
	2. NO OBLIGATION OFFER


	Ocean will quickly process your offer and the funds will be released to you.
	3. COMPLETION

OUR TYPICAL, VARIABLE RATE IS 14.9% APR. RATES RANGE FROM 9.2% to 29.9% APR
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.